Annuity Agency Application: Bring Your Team
Established insurance and annuity agencies can use this annuity agency application to move their team to BetterAnnuityComp.com, keep their agents and book, earn overrides on their own downline production and get contracting and onboarding support for every agent. Starting comp is for every producer, with no experience requirement and no production minimum; if your agency has strong production to show, we contract you higher, and our job is to beat your agency’s current commission, carrier by carrier, after a Zoom review.
Updated October 2026
Our job is to beat your current annuity commission.
Stuck at your current commission level, or simply want higher commission? Our sole purpose is to scale your business by beating your current commission levels. No matter your current commission level, if you meet our minimum requirements (solo producers have none), you automatically get higher commission than where you are today. Starting comp is for every producer, including new producers with no experience — there is no production minimum. If you have strong production to show, we contract you above our starting comp. Established agencies, financial advisors and financial firms, and healthcare agencies can earn much higher too. Submit your application, schedule a Zoom, and we review your current commission levels carrier by carrier and contract you above them — with full back office support, case management, carrier contracting and sales tools included.
What your agency gets
Overrides on your downline
Earn overrides on your own downline's annuity production.
Keep your agents and book
Bring your existing agents and your book of business with you.
Contracting and onboarding for your team
BetterAnnuityComp.com handles carrier contracting and onboarding support for your agents.
Vested from day one
Your agency is vested from day one.
Own your book and hierarchy
You own your book, your trails and renewals, and your hierarchy.
Immediate releases
Immediate releases are granted as long as there is no outstanding debt to the carrier.
Every agent also gets case management, back office support and the full set of sales and marketing tools.
LOA model or direct-to-carrier — your choice
Tell us how you pay your agents today. In a licensed-only agent (LOA) model, your agents write under your agency's contracts and your agency pays them. In a direct-to-carrier model, each agent is contracted with the carrier and paid by the carrier directly. Both are supported.
What the annuity agency application asks
- Agency name, principal contact and resident state
- The annuity carriers you are currently contracted with
- The number of downline agents you have today
- Whether your agents are paid through an LOA model or direct-to-carrier
- Your annuity product focus and typical production
- Your agency’s current commission levels by carrier, so we can review them on a Zoom call and contract you above them
What happens after you apply
- Review — we check your application against the requirements for agencies.
- Zoom call — schedule a Zoom so we can review your current commission levels carrier by carrier and contract you above them.
- Contracting — carrier contracting and onboarding support for your agents on the carriers you choose from the carrier list.
- Write business — with case management and back office support behind every case.
Solo producers should use the solo producer application. Medicare and health agencies should use the healthcare agency application.
Frequently asked questions
Can BetterAnnuityComp.com beat my current annuity commission?
That is our sole job: no matter your current commission level, if you meet our minimum requirements (solo producers have none), you automatically get higher commission than where you are today. Starting comp is for every producer, including new producers with no experience, and there is no production minimum. If you have strong production to show, we contract you above our starting comp, and established agencies, financial advisors and financial firms, and healthcare agencies can earn above it too. Submit your application, schedule a Zoom and share your current commission levels by carrier. We compare them carrier by carrier and contract you above them, with full back office support, case management, carrier contracting and sales tools included.