Annuity IMO for Financial Advisors and Financial Firms
Financial advisors and financial firms — RIAs, IARs, hybrid advisors and insurance-licensed planners — can contract with BetterAnnuityComp.com, an annuity IMO for financial advisors, on 68 annuity carriers and 345 fixed, indexed and income annuity products. Starting comp is for advisors with 1 year of annuity experience, with no production minimum; if you or your firm has strong production to show, we contract you higher, and our job is to beat your current annuity commission, carrier by carrier — plus case management, back office support and planning tools built for retirement-income conversations.
Updated October 2026
Our job is to beat your current annuity commission.
Stuck at your current commission level, or simply want higher commission? Our sole purpose is to scale your business by beating your current commission levels. No matter your current commission level, if you meet our minimum requirements (solo producers have none), you automatically get higher commission than where you are today. Starting comp is for every producer, including new producers with no experience — there is no production minimum. If you have strong production to show, we contract you above our starting comp. Established agencies, financial advisors and financial firms, and healthcare agencies can earn much higher too. Submit your application, schedule a Zoom, and we review your current commission levels carrier by carrier and contract you above them — with full back office support, case management, carrier contracting and sales tools included.
An annuity IMO for financial advisors, built for retirement income
Roth conversion planning
Software that shows the effect of converting with a properly structured fixed indexed annuity.
RMD, 72(t) and Social Security calculators
RMD, RMD & Stretch IRA, 72(t) and Social Security benefit calculators for planning meetings.
SPIA comparison software
Compare immediate-annuity quotes across carriers when a client needs guaranteed income.
Real-time rate tracking
Current annuity rates across carriers for MYGA and FIA comparisons.
Plus case management from pre-submission review to issue and back office support. See case management and support.
Licensing note for advisors
Fixed and fixed indexed annuities require a state insurance license with the life/annuity line of authority, plus the annuity training your state requires. Variable annuities and RILAs are securities and also require the appropriate securities registration. The BetterAnnuityComp.com grid covers fixed, fixed indexed, income and care-focused annuity products.
Requirements for financial advisors
No production minimum: 1 year (12 months) of annuity experience qualifies you for the advisor application. New to annuities? Apply as a solo producer — solo producers have no minimum requirements. Have strong production to show? We contract you above our starting comp.
- 12+ months (1 year) of continuous annuity experience, with no gap of more than about 60 days — there is no minimum production requirement
- An active resident insurance license with the life/annuity line of authority
- Your own errors and omissions (E&O) coverage
- A current anti-money-laundering (AML) certification
- The annuity best-interest/suitability training your state requires, completed
- A clean background, with no carrier or upline debt
- Appointed with at least 1 annuity carrier
- Your own client base and your own tools
- Direct applicants only — no recruiters or referral services
Attestation: By applying you attest that everything you submit is truthful and complete. Misrepresentation is grounds for immediate termination.
What happens after you apply
- Review — we check your application against the requirements above.
- Zoom call — schedule a Zoom so we can review your current commission levels carrier by carrier and contract you above them.
- Contracting — one streamlined contracting process for the carriers you choose from the carrier list.
- Write business — with case management and back office support behind every case.
Frequently asked questions
Can BetterAnnuityComp.com beat my current annuity commission?
That is our sole job: no matter your current commission level, if you meet our minimum requirements (solo producers have none), you automatically get higher commission than where you are today. Starting comp is for every producer, including new producers with no experience, and there is no production minimum. If you have strong production to show, we contract you above our starting comp, and established agencies, financial advisors and financial firms, and healthcare agencies can earn above it too. Submit your application, schedule a Zoom and share your current commission levels by carrier. We compare them carrier by carrier and contract you above them, with full back office support, case management, carrier contracting and sales tools included.
Is there a production minimum for starting comp?
No. Starting comp has no experience requirement and no minimum production, so new producers with no experience start at it too. If you have strong production to show, we contract you above our starting comp — and our job is to beat your current commission.